THEY Take Loans To Educate Themselves, WE Take Loans To Build Roads.

Imagine if someone offers a Pakistani young person, a loan to buy a car or a credit card, but that young person refuses both credit facilities and asks for a loan to educate himself at a university of his choice. Well, welcome to America. This is exactly what is happening in America since 2006. Since[...]
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Why Is Rupee Fluctuating Against The Dollar?

A better question that should be asked before asking “ Why is rupee fluctuating ?” is, Why do currencies fluctuate ? Day in day out, around the world, 195 countries, exactly 180 currencies, life goes on 24 hours a day so does the fluctuations in the respective 180 currencies. You only hear about a few[...]
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Can PTI Handle This Financial Mess?

PTI government has to pay back $37 billion in the next 5 years for the loans taken before June 2018. Yes you read it right. For the loans taken before June 2018. That is a whopping figure. That is more than we will earn. That is 8 times more than the net reserves of The[...]
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Why Tax Amnesty Schemes Fail In Countries Like Pakistan ?

There are three reasons for any Tax Amnesty scheme in the world. Financial, Political and Technical. Financial is very obvious to all. Whenever a country is going through a crisis, it becomes necessary to collect taxes. In a severe time of crisis, government considers any amount of collection a blessing. Tax Amnesties during the times[...]
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For the ones who need Confidence in Life

You could only have one thing overwhelm the other in your head. Either its your FAITH or its the fear. Fear comes from self created doubts. FAITH comes from believing in Allah. Believing that I have done my best and now ALLAH will do the rest. Do not confuse your weakness of faith by doubting[...]
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Giving up Is Just one Choice… Concentrate on the million others.

When you make every obstacle you face, a reason for further motivation, when you decide that hurdles are there to remind you that your goals are worth it, when you realize that your faith in your Creator is stronger than the people who want you to fail, when you understand that all battles of life[...]
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Is This Stock Market Close To Recovering ?

MINDSET IN THE MARKETS: When the market is in a Bull run, you have pundits coming out of every nook and corner and giving their technical calls, fundamental analysis, 24 month outlook, target prices that defy gravity and logic and the same pundits, if the market changes the direction, become so pessimistic and create such[...]
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Economy Is Like Culinary Art.

A friend of mine in Karachi, whose son is just 14 years old and loves to cook, or is learning to love to cook rather, asked me about the economy of Pakistan. I tried explaining everything to him as simply as I can but I failed to attract his understanding completely until I gave an[...]
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First Step Towards Self Awakening: Killing Your Ego

The only requirement for a person to make sure he does not succeed is by guaranteeing that you hold on to your ego. Now, what is Ego? Ego is most misunderstood word in society. We only look at the upper most and superficial layer of the word. We think ego is about undue pride in[...]
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